Home-buying and rental options
What housing options are available at Share to Buy Live events?
Share to Buy Live is the events platform from Share to Buy – the UK’s leading property portal dedicated to affordable homeownership and buying schemes.
Our events – both in person or online – are created to give you the information you need to continue your home-buying journey. Whether you’re a first time buyer or home mover looking to take the next step, you can learn more about the various available housing options, including Shared Ownership, Rent to Buy, Deposit Unlock, and more.
Interested in finding out more? Check out some key information about some of these schemes, available on sharetobuy.com and at many of our events.
Shared Ownership
Available to eligible buyers across the country, Shared Ownership offers buyers an often more affordable route onto the property ladder at a reduced cost by purchasing a share of a home (usually between 10% and 75%) and paying discounted rent on the rest.
Learn more about Shared Ownership on Share to Buy.
Rent to Buy
With Rent to Buy, working households are able to rent a new-build home on an Intermediate Rent basis, with the property being let at a subsidised rate of 20% and a fixed rate of inflation – providing more breathing room to save for a deposit. The tenant can also make an offer to purchase the property on a Shared Ownership basis during their tenancy.
Learn more about Rent to Buy on Share to Buy.
Discount Market Sale
Also known as Council Shared Equity or a reduced market value scheme, Discount Market Sale is designed to help first time buyers. Eligible purchasers receive a discount of around 20% on the market price of a new build property, making these homes more affordable than those on the open market.
Learn more about Discount Market Sale on Share to Buy.
Discount Full Ownership
This scheme provides middle-income first time buyers in London the chance to purchase a new-build property at least 20% below the market price. Discount Full Ownership allows buyers to purchase 100% of the home, reducing financial barriers and making homeownership more attainable
Learn more about Discount Full Ownership on Share to Buy.
Deposit Unlock
Available from participating developers, Deposit Unlock is a 5% deposit scheme on new-build properties where the home builder insures the mortgage to help the buyer get a better loan-to-value mortgage from lenders.
Learn more about Deposit Unlock on Share to Buy.
First Homes
Available to local residents and key workers, this government-backed initiative helps first time buyers purchase a home. Eligible buyers can secure properties with discounts ranging from 30% to 50% of the market value, with the homes being capped at £250,000 (or £420,000 in London) after the discount.
Learn more about the First Homes discount on Share to Buy.
London Living Rent
With rents based on one-third of local household incomes, this option is designed to help middle-income renters in London by offering affordable, high-quality properties on tenancies of three to 10 years. The rent is significantly lower than market prices, and tenants are encouraged to save for a deposit to buy through Shared Ownership.
Learn more about London Living Rent on Share to Buy.
Own New
This initiative helps buyers purchase new-build homes with reduced mortgage costs and deposits from just 5%. Working with approved brokers, lenders, and homebuilders, the Own New Rate Reducer lowers interest rates during the initial term
Learn more about the Own New Rate Reducer on Share to Buy.
Older Persons Shared Ownership
Also known as OPSO, this scheme helps individuals aged 55 and over buy a home, with the option to purchase a share between 10% and 75%, paying subsidised rent on the unowned portion. These properties are tailored to older buyers and seniors, with some also offering additional care services.
Learn more about OPSO on Share to Buy.
HOLD
If you have a disability and rely on benefits for your income, it may be possible for you to secure a specialist mortgage and part-buy a home of your own, either through Shared Ownership or on the open market with the help of the Home Ownership for People with Long-Term Disabilities scheme.
Learn more about HOLD and specialist mortgages on Share to Buy.
Intermediate Rent
Also known as Intermediate Market Rent, this initiative offers affordable rental homes to middle-income households. Properties are typically rented at 20% below market rates, helping tenants who can’t afford to buy on the open market to save for a deposit while paying lower rent.
Learn more about Intermediate Rent on Share to Buy.
Ready to find your space on Share to Buy?
Ready to start your property search? Head on over to sharetobuy.com to access thousands of affordable homes available nationwide!